zipPay image

zipPay

Cosmetic Capital is excited to announce that zipPay, the Buy Now, Pay Later payment platform, is now a feature on our website!

Shop today with your digital wallet of up to $1000 interest free, enjoy your purchase and pay later in installments of your choosing. Cosmetic Capital Terms and Conditions still apply.

Create your zipPay account right now.

 

Why use ZipPay?

  • Interest-free
  • Full payment flexibility
  • Nothing to pay today
  • Sign up instantly

 

How zipPay works:

 

Step 1: Select zipPay at checkout

 

zipPay is fully integrated with the store’s checkout. All you need to do is choose zipPay as your payment option when you’re ready to buy.

 

 

Step 2: Sign up to zipPay with email or social network

 

Sign up with your email address or social media account, and zipPay will immediately make a decision on your account status.

 

 

Step 3: Complete your order

 

Complete your order and you'll be taken back to Cosmetic Capital for your order confirmation.

 

 

Step 4: Enjoy your purchase

 

Your order will be sent straight to you, while you have full flexibility on your payments to zipPay in either weekly, fortnightly or monthly installments.

 

 

Managing your account

 

After your order is processed by Cosmetic Capital, zipPay will confirm your payment and send you details about your account. You can log on at any time to view your orders, payments and account information.

 

FAQs           

 

Any Australian citizen or permanent resident who is 18 years or older may be eligible for a zipPay account.

When a customer applies for an account they are allocated a limit up to $1,000. The customer’s limit is automatically assigned at account creation and determined by zipPay's risk and credit lending policy. Account limits available to customers are $250, $500 and $1000.

All zipPay customers are eligible for a limit increase after three months of activity on the account, up to a maximum of $1000. A good repayment history would be beneficial to a limit increase assessment.

zipPay offer a digital wallet with up to $1000 credit, interest free, for 60 days! There is no cost to set this up.

At the end of every month, you can choose to pay off your balance in full, or simply make a payment that suits your budget.

Please note that there is a minimum repayment of $40 per month required. A Monthly Service Fee of $6 applies for every month that your account remains unpaid after the due date. This fee is waived if you pay your balance in full by your due date.

If you have repaid your balance down to $0 by your due date (up to 60 days after your purchase), you will never be charged any additional fees.

To ensure you never miss a payment you can setup a direct debit to automatically make your repayments. You can set this to run for as much as you like and as often as you like (as long as you pay at least the minimum of $40/mth, or balance outstanding).

Additionally, you can make a one-off payment anytime by logging into your zipPay Digital Wallet and selecting 'Make a Payment'. Payments can be paid online by debit card or Bpay.